Aakash Gold Loan

Customer-friendly gold loans with flexibility, care, trust & 100% UPI friendly.

Quick Loan Payout

Cash / Bank Transfer

Doorstep Service

Near Our Branch

Steps To Get A Gold Loan

AAKASH Gold Loan provides the necessary funds for your business needs or financial emergencies by offering maximum value for your gold. Pledge your gold and get your loan quickly and securely.

Step 1

Choose Home Service or Branch Visit option in the online application form.

Step 2

An authorized executive will visit your home, or you may visit a nearby branch.

Step 3

Gold is evaluated through a
 simple in-house valuation
 to determine the loan amount.

Step 4

Receive your gold loan amount in your bank account or in cash within 10 minutes.

Smart Borrowing

No Impact On Your CIBIL Score History Generally

Gold loan without credit pressure

Flexible Support

Gold Loan Takeover with Additional Loan Support

Transfer your loan & get better value

Gold Loan -> 916 Kdm Gold Principal Amount

AGL

  • 1.25%
  • 4000 (1 Gram)
  • 12 Months Plan

BGL

  • 1.50%
  • 4200 (1 Gram)
  • 12 Months Plan
CGL
  • 1.75% Int
  • 4400 (1 Gram)
  • 12 Months Plan

DGL

  • 1.95%
  • 4600 (1 Gram)
  • 6 Months Plan

EGL

  • 1.55%
  • 4500 (1 Gram)
  • 6 Months Plan
FGL
  • 1.25%
  • 4500 (1 Gram)
  • 6 Months Plan
FGL
  • 1.25%
  • 4500 (1 Gram)
  • 6 Months Plan

FGL

  • 1.25%
  • 4500 (1 Gram)
  • 6 Months Plan

Gold Loan -> Non Kdm Gold Principal Amount

20 AGL

  • 1.25%
  • 3400 (1 Gram)
  • 12 Months Plan

20 BGL

  • 1.50%
  • 3600 (1 Gram)
  • 12 Months Plan

20 CGL

  • 1.75%
  • 3800 (1 Gram)
  • 12 Months Plan

20 DGL

  • 1.95%
  • 4000 (1 Gram)
  • 6 Months Plan

20 EGL

  • 1.50%
  • 3900 (1 Gram)
  • 6 Months Plan

20 FGL

  • 1.95%
  • 3900 (1 Gram)
  • 6 Months Plan

20 GGL

  • 1.50%
  • 4300 (1 Gram)
  • 6 Months Plan

20 GGL

  • 1.50%
  • 4300 (1 Gram)
  • 6 Months Plan

Our Vision

Standing with customers during difficult times is at the core of what we believe in. While overdue situations are common in financial services, we feel customers deserve more time, understanding, and support to reclaim their valued jewelry.

By offering extended flexibility beyond standard practices, we provide customers with a genuine opportunity to recover their gold. Through patience, transparency, and respectful service, we focus on building trust and long-term relationships rather than short-term outcomes.

Our Mission

We believe in standing with customers during difficult times and offering support that goes beyond financial transactions. While overdue situations are part of financial services, we feel customers deserve more time, understanding, and care to reclaim their valued jewelry.

By providing extended flexibility beyond standard practices, we aim to give customers a genuine opportunity to recover their gold. Through patience, transparency, and respectful service, we focus on building trust and long-term relationships rather than short-term outcomes.

Customer-Centered Approach

We place customer comfort and trust at the heart of every gold loan, ensuring respectful service, flexible solutions, and a smooth overall experience.

Transparent & Fair Valuation

Gold is evaluated through a clear and honest process, helping customers receive the right value without hidden terms or unexpected conditions.

Fast & Secure Disbursal

Using modern digital payment methods, we ensure quick and secure loan disbursal during times of urgent need and financial requirements.

Process & Documents

Walk into one of our gold loan branches or locate the nearest branch. Book a doorstep appointment for gold loan service.

Accepted Identity Proof

  • Aadhaar Card
  • Valid Passport
  • Ration Card
  • PAN Card
  • Valid Driving Licence
  • Voter ID Card
  • Job card issued by NREGA

Accepted Address Proof

  • Aadhaar Card
  • Valid Passport
  • Ration Card
  • Valid Driving Licence
  • Electricity Bill
  • Voter ID Card
  • Job card issued by NREGA

FAQs

What documents are required for a gold loan?

A valid government-issued ID proof and basic KYC documents are required to process the gold loan application.

How is the loan amount determined?

The loan amount is calculated based on the purity, weight, and current market value of the gold jewellery pledged.

Will my CIBIL score be affected?

No. Our gold loan process does not impact your CIBIL score history under normal repayment conditions.

How quickly will I receive the loan amount?

Loan disbursal is processed quickly after verification and can be credited directly to your bank account.

Is my gold safe during the loan period?

Yes. Your pledged gold jewellery is securely stored under monitored conditions until the loan is fully repaid.

Can I close the loan before the tenure ends?

Yes. You can repay the loan amount and applicable charges anytime and retrieve your jewellery before the scheduled tenure.