Aakash Gold Loan

Customer-friendly gold loans with flexibility, care, trust & 100% UPI friendly.

Quick Loan Payout

Cash / Bank Transfer

Doorstep Service

Near Our Branch

Gold Income Scheme

Available only at Aakash Gold Loan

What is the gold locker scheme?

The Aakash Gold Locker Scheme is an income-generating plan where your gold remains securely stored while providing you with fixed monthly returns.

Instead of keeping jewelry idle in a locker, this scheme allows it to become a dependable income source – without selling or pledging it.

Your gold stays protected. Your bank account receives income.

Income Structure

  • 12% Per Annum – Standard Customers.
  • 13.2% Per Annum – Senior Citizens (65+ years).
  • Monthly income credited directly to your bank account.
  • Same-date monthly payout cycle.

It supports for household expenses, retirement planning, and passive income goals.

Let Your Gold Create Monthly Income

We combine income planning with gold security, ensuring customers benefit from both financial returns and asset protection.

Bring Your Gold
to Our Branch

STEP 1

Purity & Weight
Verification

STEP 2

Live Market
Valuation

STEP 3

Instant Secure
Payment

STEP 4

What makes this scheme special?

Unlike ordinary locker services that only safeguard your jewelry, this scheme is designed to generate consistent monthly income while your gold remains securely stored under professional supervision.

It is especially beneficial for senior citizens seeking reliable income, families planning long-term financial stability, and individuals who prefer earning without selling or liquidating their jewelry.

For customers who want better returns instead of leaving gold idle in a locker, this scheme offers a smarter and more rewarding alternative.

Safety & Coverage Features

  • Secure locker access with authorized handling only.
  • Jewelry stored under monitored conditions.
  • Tamper-safe storage with controlled entry system.
  • Accepted: KDM and Non-KDM jewelry.
It transforms stored jewellery into an earning asset.

FAQs

What is the Gold Locker Scheme?

The Gold Locker Scheme allows customers to securely store their gold jewellery while earning fixed monthly income based on its assessed value.

What interest rate is offered?

The scheme offers 12% per annum for general customers and 13.2% per annum for senior citizens (above 65 years), subject to terms and conditions.

How will I receive the monthly income?

The income is credited directly to your registered bank account on a fixed monthly date.

Is my gold insured and secure?

Yes. Your jewellery is stored under monitored conditions and covered with insurance protection for added safety.

What types of gold are accepted?

Both KDM and Non-KDM jewellery are accepted after standard verification procedures.

Can I withdraw my gold before the tenure ends?

Early withdrawal may be allowed as per scheme terms and applicable conditions. Customers are advised to visit the branch for detailed guidance.